Key Resources
Resources are provided for the following. Click on a link to go directly to the section on this page.
How to Get Your Credit Report + Score
Following is some information about why a credit report and score are important, and what exactly they are. However, you can go directly to what we've found to be the most economical ways to get your credit report now.
Two ways to get your credit report + score
If you have not requested a credit report within the last 12 months:
- Go to: www.annualcreditreport.com provides one for free. The FICO score is only about $5.95.
If you have requested a credit report within the past 12 months:
- Go to: www.myfico.com/Store/BureauSelection.asp. The charge is only $14.95 for both the report + score from one of the 3 credit bureaus: Experian, Equifax and TransUnion. You only need to select one credit bureau.
Why do landlords need a credit report + score?
Landlords use the credit report + score to determine how likely you are to pay your bills and thus your rent. However, a good or bad credit report/score is not the only thing they will consider. Landlord and employer referrals are just as important and can be used to overcome lower credit scores.
What’s in your credit report?
Your credit report is a detailed list of your credit history. Part of what it includes is:
* The type of credit you have (credit card, auto loan, mortgage, etc.)
* Your credit limit or original loan amount
* Your account balance (or the total balance of your last statement)
* Your payment history (late payments stay on your credit report for seven years)
* Bankruptcies (stays on your credit report for 10 years)
Credit scores
A credit score — also known as a credit rating — is a numeric value based on the information contained in your credit report. That score (usually between 300 and 850) tells the lender the level of future risk associated with your credit history. The higher the score, the lower the risk.
Community Information
The Las Vegas Valley consists of four major cities—Las Vegas, North Las Vegas, Henderson and Boulder City—each of which is in Clark County, Nevada's largest county. Boulder City is the only non-gaming town in the state. Las Vegas, itself, is divided into about five major areas, which include several master-planned communities, such as Summerlin in the NW, Silverado Ranch in the SW/SE, and Rhodes Ranch in the Southwest. Aliante is in North Las Vegas, and Anthem and Seven Hills are in Henderson.
Click on an area below to go directly to the listings.
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Utility Websites and Phone Numbers:
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(702) 367-5555 |
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(866) 304-6820 |
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- Cox (cable and Broadband)
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(702) 933-9849 |
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(702) 870-4194 |
- Republic Services (garbage)
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(702) 735-5151 |
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(702) 365-1555 |
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(888) 275-8777 |
Public and Private Schools
There are more than 200 elementary, middle and senior high schools, plus numerous parochial and private schools in the Las Vegas Valley/Clark County.
Find out more about the schools available to you at:
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(702) 799-5011 |
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(702) 895-3011 |
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(702) 651-4000 |
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(702) 867-5004 |
[ top ] News Sources for Las Vegas
Other Resources/Parks & Recreations
Following is a list of web sites for business and other helpful resources:
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